Reduce Your Debt by Over 50% Fast!
PEOPLE LIVING DEBT FREE!
Call Now to Speak with a Debt Relief Specialist and See Exactly How Much of Your Debt You Can Eliminate!
Being in debt is an extremely stressful situation, especially if the amount that you owe your creditors is more than what you are earning every month. But there is good news because settling your debt has become much easier as creditors are more and more willing to forgive a good portion of what you owe. Our debt relief consultants are able to negotiate with creditors on your behalf with the goal of getting them to agree to settlements where you make lump sum payments for a portion of your debts (this should much less than your total balances). In return the creditor agrees to forgive the rest of the debts. Here is how it works:
Call our debt relief specialist who can provide you with a debt elimination plan
We negotiate with creditors to get your debt substantially reduced
Reduce your total debt and become debt free in as little as 6 months!
Programs are Now Available to Reduce Your Debt by 50%+ and Eliminate Your Debt in as Little as 6 Months!
When you work with us, you stop paying the bills involved (i.e. your monthly credit card bills), and instead you will make smaller payments to a separate account to pool your resources. The biggest con debt settlement is that your credit score will be negatively affected. While it is a better option than filing for bankruptcy the effect on your credit will be similar – at least temporarily and many people are able to improve their credit score in just a couple of years.
Call for a Free Debt Savings Evaluation
It’s As Easy as 1,2,3! – Just Call Us at
(888) 244-9553 for a Free Debt Relief Evaluation
Call (888) 244-9553 to See if You Qualify for Debt Relief
Let Our Debt Relief Specialists Negotiate with Your Creditors
Eliminate Your Debt by 50% or More and be Debt Free in as Little as 6 Months
FREQUENTLY ASKED QUESTIONS
How does debt relief work?
We negotiate with creditors on your behalf in order to get a reduction of your outstanding credit card and other debt balances. Your creditors agree to a lump sum payoff amount in order to forgive the rest of your balance. Debt negotiation is one of the most effective choices that is available to consumers who quality.
Why do I need a service to negotiate my debt?
Our debt negotiators have extensive knowledge in Federal & State consumer laws & exercise the Fair Credit Reporting Act, Fair Credit Billing Act, as well as the Fair Debt Collection Practices Act to help settle your debt. Most creditors will not be willing to negotiate directly with the consumer, additionally we offer to pay them in a lump sum and pass the savings onto you.
Will debt relief affect my credit?
Yes, debt negotiation will have a negative affect on your credit temporarily, but many consumers find that it can be improved quickly after you have completed the program and you are debt free. The effects are not as severe as bankruptcy. If you are already behind on your bills, your credit score will already be lower so the effects of our program may not be as severe. You have to decide if it’s better to resolve your debt now at a lower cost and then rebuild your credit.
Is debt relief the same as bankruptcy?
NO! Bankruptcy is an option that is generally treated as a last resort. Bankruptcy will remain on a credit report for 10 years and those that are on it can be negatively effected with employment, state licenses, insurance, as well as tenancy of an apartment. Most importantly, you can be denied virtually any type of credit with a bankruptcy on your report for several years. In addition, since the bankruptcy laws have changed recently, it is even more difficult to qualify for Chapter 7, the method of liquidating assets to resolve your debt. You will not be allowed to discharge alimony, child support, taxes, student loans, judgments, or any loan on the bankruptcy petition. Under Chapter 13 bankruptcy, your debt payments are simply restructured meaning you will still have to pay a percentage of your debts while you suffer the consequences of bankruptcy. Debt negotiation is an alternative to bankruptcy.